Consolidating multiple mortgages
Contact a Fidelity Mortgage Loan Specialist at (940) 763-2100. Get Started with our Online Mortgage Application Building the home of your dreams?
Our mortgage loan specialist can help you guide you through the construction financing requirements then offer solutions for permanent financing upon completion.
Learn more about Fix Up loans by visiting here, or talk with a member of our lending team.
We're proud to exclusively offer this program in the Two Harbors area, and look forward to helping you imagine more.
Maximum Loan-to-Value is 80% of the property's appraised value. Contact a Fidelity mortgage specialist at (940) 763-2100.
Thinking about adding on to or remodeling your home?
Fidelity Bank offers fixed rate conventional loans with 30, 25, 20, 15 and 10-year terms. Maximum loan amount is 7,000 and mortgage insurance is required on loan-to-values greater than 80%.
With a debt consolidation home loan you are able to consolidate each of your high interest credit cards, as well as your consumer loans, into one inexpensive and affordable monthly payment with low interest.We can help you consolidate your debts and lower your payments by eliminating the monthly payments associated with your credit cards and debts.This is also the first step in improving your credit scores as anytime you utilize more than fifty percent of your available credit card balances, you are causing a reduction in your scores.Requires appraisal based on plans and specifications for final improvements.For more information, contact one of our mortgage specialists at (940) 763-2100.Our Fast Track Mortgage is designed to help you pay down your home loan obligation faster, saving you thousands in interest alone. Mortgage Calculators Do you have a large project or expense on the horizon?Your home can provide the equity you need for financing, and you can move forward with a quick application and closing process.Two Harbors Federal Credit Union is the only lender in the area participating in the Minnesota Housing & Finance Agency's Fix Up program, which allows our members to borrow for improvement projects at incredible terms.No equity or mortgage lien is required to borrow as much as ,000 for up to 10 years.Extended repayment periods keeps your monthly obligation affordable.A basic unsecured loan requires a household income of ,500 or less and can be used for dozens of projects including siding, septic, furnace, landscaping, countertops, decks, foundation, garage expansion and more. The Energy Incentive Loan also provides unsecured credit for up to ,000 and terms to 10 years with no income restriction.